NRI Property HubThe money & paperwork side, explained plainly
Deep-dives into the questions that decide whether an NRI purchase or sale goes smoothly, tax, TDS, moving money in and out, and who can sign for you. These rules are national: they apply whether your property is in Gujarat, Mumbai, Bengaluru or Kochi. New guides are added regularly.
All guides, newest first
Australian Taxes on Indian Property: What NRIs in Australia Owe Both Countries
Australia taxes worldwide gains but halves them with the CGT discount. How the foreign income tax offset works, and the discount trap if you move back to India.
Tax & TDSCanadian Taxes on Indian Property: What NRIs in Canada Owe Both Countries
Canada taxes worldwide income but only half your capital gain. What that means for the foreign tax credit, and the T1135 rule that catches Indian rentals.
Tax & TDSUAE Taxes on Indian Property: Why Gulf NRIs Have the Simplest Position
The UAE levies no personal income tax, so your Indian tax is final. What that means for Section 54, repatriation and why Gulf NRIs get the cleanest deal of all.
Tax & TDSUK Taxes on Indian Property: What NRIs in Britain Owe Both Countries
If you live in the UK and own property in India, both countries tax the same sale. The rate gap that leaves you owing HMRC, the FIG regime, and inheritance tax.
Tax & TDSUS Taxes on Indian Property: What NRIs in America Owe Both Countries
If you live in the US and own property in India, both countries tax the same sale: how the DTAA credit works, why Section 54 can backfire, what to report.
Tax & TDSNRI Capital Gains Tax on a Property Sale in India: A Plain Guide
How capital gains tax works when an NRI sells property in India: long-term vs short-term, the post-2024 rate change, and Section 54, 54EC and 54F exemptions.
EligibilityCan OCI and PIO Cardholders Buy Property in India? The Rules Explained
Whether an OCI or PIO cardholder can buy property, land or a plot in India, what's off-limits, whether you need an Aadhaar card, and how selling works.
PaperworkSelling Inherited Property in India as an NRI: The Complete Process
How an NRI sells inherited property in India: legal heir vs succession certificate, mutation, co-heirs, how the capital gain is calculated, and repatriation.
PaperworkDocuments Required for an NRI to Buy Property in India: The Checklist
The full document checklist for an NRI buying property in India: passport and PAN, NRE/NRO funding proof, home-loan papers, and the title documents to verify.
InvestingGIFT City for NRIs: Investing Through the IFSC or Buying Property
What 'investing in GIFT City' really means for an NRI: the IFSC route (dollar funds, AIFs and its tax perks) versus buying a flat, which gets none of them.
EligibilityCan an NRI Buy Property in India?
Yes. NRIs and OCIs can buy residential and commercial property in India without RBI permission. What's restricted, how to pay, the documents, and the tax.
Buying processBuying Property in India From Abroad Without Visiting: An NRI Guide
How an NRI buys property in India without flying in: what you can legally buy, funding via NRE/NRO, a Power of Attorney and remote registration.
Due diligenceRemote Property Due Diligence for NRIs: Verifying a Home From Abroad
How an NRI verifies a property in India without visiting: title and encumbrance checks, RERA verification, approvals and the documents to insist on.
Tax & TDSBuying Property From an NRI? Your TDS Obligations as the Buyer
What a buyer must do when buying from an NRI seller: confirming residential status, the right TDS rate, TAN and Form 27Q, and the process from October 2026.
LoansHome Loans for NRIs in India: Eligibility, Documents & Rates
How an NRI gets a home loan in India: eligibility and LTV limits, the documents banks want, repaying via NRE or NRO accounts, rates, and the currency catch.
BankingNRE vs NRO vs FCNR Accounts for NRI Property Buyers
Which account an NRI needs to buy property, collect rent and repatriate money: NRE vs NRO vs FCNR compared on repatriability, tax on interest and currency risk.
PaperworkPower of Attorney for an NRI Buying Property in India
How an NRI uses a Power of Attorney to buy or manage property in India: general vs special PoA, consulate or apostille attestation, registration, and the risks.
Money transferHow NRIs Repatriate Property Sale Proceeds From India
How an NRI moves property sale money out of India: the NRO route, the USD 1 million yearly limit, Forms 15CA and 15CB, the paperwork, and the timelines.
Tax & TDSTDS When an NRI Sells Property in India: Rates, Certificates & Refunds
What TDS a buyer must deduct when an NRI sells property in India, the effective rate after surcharge and cess, and how a Form 13 certificate cuts the lock-up.
Which guide do you actually need?
An NRI property transaction runs through four stages, and the question that feels urgent usually belongs to only one of them. Find your stage rather than reading everything.
| Stage | The question in your head | Start here |
|---|---|---|
| Am I allowed? | Can I buy at all, and does an OCI card change it? | Can an NRI buy property in India, then OCI and PIO rules |
| Buying | How do I pay, sign and verify from another country? | Buying from abroad, documents required, Power of Attorney |
| Owning | Which account do I use, and can I get a loan? | NRE vs NRO vs FCNR, home loans for NRIs |
| Selling and sending money home | What gets deducted, and how much can I take out? | TDS on a sale, capital gains tax, repatriating proceeds |
The two mistakes these guides exist to prevent
The first is discovering the tax after agreeing the price. When an NRI sells, the buyer must deduct TDS from the whole sale price, not from the profit, which on a large sale locks up a sum most sellers have not planned for. It is recoverable, but slowly. Read that before you negotiate, not after.
The second is assuming the rupee figure is the real figure. A loan that looks affordable in rupees is repaid out of a salary earned in dollars, pounds or dirhams, and the exchange rate moves over a twenty-year tenure. Our EMI calculator shows the payment in your own currency, and the currency impact calculator shows what a sliding rupee does to a gain that looks healthy in India.
How these guides are written
We sell nothing, take no commission, and recommend no projects or developers, which means these pages can say when something is a bad idea. Claims about rules and rates are cited to official sources such as the RBI, the Income Tax Department and state RERA portals, and each guide carries the date it was last checked. Where we are working from research rather than direct experience, we say so. Our editorial policy sets out the standard in full, and corrections explains how to tell us we got something wrong.
These guides are general information, not legal, tax or financial advice. Rules and rates change. Confirm your own position with a qualified professional before you act.