NRI Property HubEditorial Policy
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This page explains how the guides, city pages and calculators on NRI Property Hub are chosen, researched, checked and kept current. Our subject matter, property, tax, TDS, FEMA and capital gains for non-resident Indians, is money-sensitive, so we would rather be explicit about the method than ask you to take it on trust.
Who writes this site
Everything here is published by the NRI Property Hub Research Team, a single, consistent byline used across every guide and city page. We publish as an organisation rather than under personal bylines, and that is a deliberate choice: inventing a named "expert reviewer" who does not exist is worse than saying nothing, and it is exactly what many low-quality sites in this niche do. Accountability sits with the organisation instead: sourced claims, dated reviews and a public corrections process.
To be explicit about what we are not: we are not chartered accountants, lawyers, tax advisers or financial advisers, and we have none on staff or on retainer. No page on this site has been reviewed by an external professional, and no page claims it has. If we ever engage one, their real name, qualification and review date will appear on the pages they actually reviewed, and nowhere else.
How we choose what to write about
Topics come from the questions non-residents actually ask and cannot get a straight answer to: what TDS a buyer must deduct when an NRI sells, whether an EMI can be paid from an NRO account, how much money can leave India in a year, whether a US or UK tax bill survives Indian relief. We prioritise a topic when the rules are genuinely confusing, when the existing answers online are thin or contradictory, or when getting it wrong is expensive. We also write the city pages for markets we can research properly, rather than covering every Indian city thinly for the sake of page count.
We do not choose topics because an advertiser, developer or lender would like us to. Nobody pays for coverage here; see our advertising disclosure for how the site is funded.
How we choose sources
The rule is that a claim about money, tax or law is only worth publishing if we can point at the body that made the rule. In practice that means primary sources first, and plain-English explanation second.
The sources we treat as authoritative are the ones that actually make or administer the rules: the Income Tax Department and TRACES for tax and TDS, the Reserve Bank of India and its FEMA Master Directions for banking, property acquisition and repatriation, each state's RERA authority for project verification, state registration and land-record portals for title and stamp duty, the Ministry of External Affairs for attestation and apostille, and, for the country-corridor guides, the overseas revenue authorities: the IRS, HMRC, the CRA, the ATO and the UAE Ministry of Finance.
Where an official source and a secondary write-up disagree, the official source wins. Where an official source is silent or unreachable, we say so rather than fill the gap: on the corridor guides, for example, we do not assert a treaty article number we could not read in the primary text. Blogs, brokers and aggregators are not cited as authority for a rule.
How sources appear on the page
Where a page states a rate, a threshold, a form number or a deadline, we cite the source at the point of the claim and list it again in a Sources & references section at the end, together with a note saying which claim it supports, so a citation can be checked rather than merely counted. Regulated-subject pages also carry a short How we researched this guide note listing the bodies actually consulted for that page. Neither list is padded: a source appears only if the page genuinely relies on it.
How we review calculations
Every calculator uses the standard published formula for its subject, runs entirely in your browser, and is verified against a hand-worked example before it goes live. The EMI calculator, for instance, reproduces the ₹53,023 monthly instalment on a ₹60 lakh loan over 20 years at 8.75%, matching a lender's sanction letter to the rupee. When we find a model too optimistic we fix the model rather than the presentation: the rent-vs-buy calculator was rebuilt to include stamp duty, upkeep and an amortised loan balance, which moved the typical break-even from about one year to about three.
Figures used for illustration, such as price bands, interest rates and exchange rates, are labelled as illustrative and dated. They are there to make a point clearly, not to stand in for today's live number.
How often we review content
Tax and TDS pages are re-checked after each Union Budget and Finance Act, because that is when rates and thresholds actually move, and again whenever a change we are tracking comes into force. FEMA, RBI and banking pages are reviewed at least annually, and whenever a relevant Master Direction is updated. City pages, price bands and rental-yield figures are reviewed roughly twice a year.
Every guide and city page shows the date it was last reviewed. That date changes only when the content genuinely changed, never automatically on a deployment, and never to manufacture freshness. Where the law has moved but the authoritative detail is not yet published, we flag it on the page instead of guessing: the pages citing Income-tax Act section numbers currently carry a note explaining that the Income-tax Act, 2025 renumbered the statute with effect from 1 April 2026, and that the numbers cited follow the 1961 Act.
How we collect city and property data
City price bands, locality descriptions and yield estimates are built from what is publicly observable: listing and transaction prices across the localities named, published state circle-rate and stamp-duty schedules, RERA registrations for the projects concerned, and infrastructure that is announced or under construction and verifiable. We present these as bands rather than precise figures, because that is what the underlying data honestly supports, and we date them.
We are based in Gujarat, and for the Gujarat cities that means first-hand familiarity with the localities we describe. Our Kerala coverage is built from public data and official sources rather than lived experience, and we say so on those pages rather than imply otherwise.
What we do not do
We are not a broker, developer, bank or adviser. We take no commission on any transaction, we never recommend a specific property or project, and no advertiser, developer or lender pays for coverage, placement or a mention. Nothing on this site is legal, tax, investment or financial advice, and it does not replace advice from a qualified professional who knows your circumstances.
Corrections
We write about rules that change and figures that move, so getting something wrong is a question of when, not if. When it is pointed out, we verify it against the primary source, correct the page, update its review date, and log substantive corrections publicly. Outdated information gets corrected as soon as we identify it, whether the prompt came from a reader or from our own review cycle. The full process, including how to report an error, is in our corrections policy; you can also email hello@nripropertyhub.com directly.
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